Rates

EFFECTIVE AS OF FEBRUARY 23, 2010

Account Name Interest Rate APY*
Value Checking Plus
0.10%
0.10%
Maxim 50 Checking Account
0.10%
0.10%
Maxim 50 Checking Plus Account
0.10%
0.10%
NOW Account
0.20%
0.20%
Super NOW Account
0.25%
0.25%
Money Market Deposit Account
0.25%
0.25%
Statement Savings
0.20%
0.20%
Passbook Savings
0.10%
0.10%
HSA Health Plan 0.10% 0.10%
* INTEREST RATES ARE SUBJECT TO CHANGE,
PLEASE CONTACT US FOR UPDATED INFORMATION.
FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT.

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Certificates of Deposit

Term
Minimum Balance
Interest Rate
APY*
91 Day $ 2,500 .45% .45%
182 Day $ 2,500 .65% .65%
6 M Penalty Free $ 2,500 .55% .55%
12 Months $ 1,000 1.15% 1.15%
17 M Penalty Free $ 5,000 1.10% 1.10%
18 Months $ 1,000 1.30% 1.30%
24 Months $ 1,000 1.64% 1.65%
30 Months $ 1,000 1.69% 1.70%
36 Months $ 1,000 2.04% 2.05%
48 Months $ 1,000 2.34% 2.35%
60 Months $ 1,000 2.73% 2.75%
*APY = Annual Percentage Yield

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Individual Retirement Accounts

Type
Interest Rate
APY*
12 Months 1.15% 1.15%
18 Months 1.30% 1.30%
24 Months 1.64% 1.65%
30 Months 1.69% 1.70%
36 Months 2.04% 2.05%
48 Months 2.34% 2.35%
60 Months 2.73% 2.75%
Savings IRA
(equivalent to the passbook rate)
0.10% 0.10%
*APY = Annual Percentage Yield

  A penalty will be imposed for early withdrawal.

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