Rates

EFFECTIVE AS OF JULY 20, 2010

Account Name Interest Rate APY*
Value Checking Plus
0.10%
0.10%
Maxim 50 Checking Account
0.10%
0.10%
Maxim 50 Checking Plus Account
0.10%
0.10%
NOW Account
0.15%
0.15%
Super NOW Account
0.20%
0.20%
Money Market Deposit Account
0.20%
0.20%
Statement Savings
0.15%
0.15%
Passbook Savings
0.10%
0.10%
HSA Health Plan 0.10% 0.10%
* INTEREST RATES ARE SUBJECT TO CHANGE,
PLEASE CONTACT US FOR UPDATED INFORMATION.
FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT.

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Certificates of Deposit

Term
Minimum Balance
Interest Rate
APY*
91 Day $ 2,500 .25% .25%
182 Day $ 2,500 .30% .30%
6 M Penalty Free $ 2,500 .25% .25%
12 Months $ 1,000 .80% .80%
17 M Penalty Free $ 5,000 .70% .70%
18 Months $ 1,000 .95% .95%
24 Months $ 1,000 1.15% 1.15%
30 Months $ 1,000 1.20% 1.20%
36 Months $ 1,000 1.79% 1.80%
48 Months $ 1,000 1.99% 2.00%
60 Months $ 1,000 2.39% 2.40%
*APY = Annual Percentage Yield

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Individual Retirement Accounts

Type
Interest Rate
APY*
12 Months .80% .80%
18 Months .95% .95%
24 Months 1.15% 1.15%
30 Months 1.20% 1.20%
36 Months 1.79% 1.80%
48 Months 1.99% 2.00%
60 Months 2.39% 2.40%
Savings IRA
(equivalent to the passbook rate)
0.10% 0.10%
*APY = Annual Percentage Yield

  A penalty will be imposed for early withdrawal.

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