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EFFECTIVE AS OF JANUARY 31,
2011
| Account Name |
Interest Rate |
APY* |
| Value Checking Plus |
0.10% |
0.10% |
| Maxim 50 Checking Account |
0.10% |
0.10% |
| Maxim 50 Checking Plus Account |
0.10% |
0.10% |
| NOW Account |
0.10% |
0.10% |
| Super NOW Account |
0.10% |
0.10% |
| Money Market Deposit Account |
0.15% |
0.15% |
| Statement Savings |
0.15% |
0.15% |
| Passbook Savings |
0.10% |
0.10% |
| HSA Health Plan |
0.10% |
0.10% |
* INTEREST RATES ARE SUBJECT TO CHANGE,
PLEASE CONTACT US FOR UPDATED INFORMATION. FEES
COULD REDUCE THE EARNINGS ON THE ACCOUNT |
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Certificates of Deposit
| Term |
Minimum Balance |
Interest Rate |
APY* |
| 91 Day |
$ 2,500 |
0.15% |
0.15% |
| 182 Day |
$ 2,500 |
0.20% |
0.20% |
| 6 M Penalty Free |
$ 2,500 |
0.10% |
0.10% |
| 12 Months |
$ 1,000 |
0.35% |
0.35% |
| 17 M Penalty Free |
$ 5,000 |
0.40% |
0.40% |
| 18 Months |
$ 1,000 |
0.50% |
0.50% |
| 24 Months |
$ 1,000 |
0.65% |
0.65% |
| 30 Months |
$ 1,000 |
0.70% |
0.70% |
| 36 Months |
$ 1,000 |
0.95% |
0.95% |
| 48 Months |
$ 1,000 |
1.30% |
1.30% |
| 60 Months |
$ 1,000 |
1.69% |
1.70% |
| *APY = Annual Percentage Yield |
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Individual Retirement Accounts
| Type |
Interest Rate |
APY* |
| 12 Months |
0.35% |
0.35% |
| 18 Months |
0.50% |
0.50% |
| 24 Months |
0.65% |
0.65% |
| 30 Months |
0.70% |
0.70% |
| 36 Months |
0.95% |
0.95% |
| 48 Months |
1.30% |
1.30% |
| 60 Months |
1.69% |
1.70% |
Savings IRA
(equivalent to the passbook rate) |
0.10% |
0.10% |
| *APY = Annual Percentage Yield |
| A penalty will be imposed for early withdrawal. |
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