Checking Accounts

Kasasa Cash

Kasasa Cash is an interest bearing checking account with a standard interest rate and a bonus interest rate.  Kasasa Cash includes Free Internet Banking, Free Online Bill Pay, 1st Order of Checks Free, Unlimited Transactions, Unlimited ATM or Debit Card Transactions with No Fees at any Bank Owned ATM, ATM Fee Refunds, and Free E-Statements with Check Images.

ATM Fee Refunds include all transaction fees charged when using another bank’s ATM machine anywhere in the Country.  ATM fee refunds are automatic and receipts are NOT required to receive the refund. ATM refunds up to $3 per transaction and up to $30 per statement cycle may be received if the other account qualifications are met.

Minimum Balance Requirements:
Minimum balance to open is $100.

Bonus Rate Qualifications:
10 debit card transactions (excluding ATM transactions) per qualification cycle.
Receive E-Statements.
One direct deposit or ACH auto debit per qualification cycle.
Access Internet Banking at least once per qualification cycle.

Bonus rate is paid if all qualifications are met on balances up to $25,000. ATM fees are refunded up to $30 per statement cycle if all qualifications are met. If account qualifications are not met, the standard interest rate is paid.
  
Fees:
No monthly fees.

Kasasa Giving

Kasasa Giving is an interest bearing checking account with a standard interest rate and a bonus interest rate. Kasasa Giving includes Free Internet Banking, Free Online Bill Pay, 1st Order of Checks Free, Unlimited Transactions, Unlimited ATM or Debit Card Transactions with No Fees at any Bank Owned ATM, ATM Fee Refunds, and Free E-Statements with Check Images.

ATM Fee Refunds include all transaction fees charged when using another bank’s ATM machine anywhere in the Country.  ATM fee refunds are automatic and receipts are NOT required to receive the refund. ATM refunds up to $3 per transaction and up to $30 per statement cycle may be received if the other account qualifications are met.

Minimum Balance Requirements:
Minimum balance to open is $100.

Bonus Rate Qualifications:
10 debit card transactions (excluding ATM transactions) per qualification cycle.
Receive E-Statements.
One direct deposit or ACH auto debit per qualification cycle.
Access Internet Banking at least once per qualification cycle.

Bonus rate is paid if all qualifications are met on balances up to $25,000. If qualifications are met we will credit your account $.05 for each point of sale transaction over $10.00 and donate these proceeds to your designated charity. ATM fees are refunded up to $30 per statement cycle if all qualifications are met. If account qualifications are not met, the standard interest rate is paid.

These donations may be tax deductible donations, please consult your tax professional. The charity you are donating to is responsible for providing you with the donation receipts for tax purposes, if applicable.

Fees:
No monthly fees.

Regular Checking

Regular Checking is a non-interest bearing account with unlimited check writing privileges.

Minimum Balance Requirements:
Minimum balance to open is $100.
Minimum balance to avoid fees is $500.

Fees:
Should your balance drop below $500, a $7 monthly fee will be charged. 
If you are 60 years of age or older this fee does not apply.

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NOW Accounts

An interest bearing account for customers who maintain large balances, and are seeking a higher rate of return. This account includes unlimited check writing privileges.

Minimum Balance Requirements
Minimum balance to open is $1,500.
Minimum average daily balance to earn interest is $1,500.

Fees:
If the balance falls below $1,500, there will be a $7 service fee. 

Super NOW Accounts

An interest bearing account for customers who maintain large balances, and are seeking a higher rate of return. This account includes unlimited check writing privileges.

Minimum Balance Requirements:
Minimum balance to open is $2,500.
Minimum average daily balances to earn interest is $2,500.

Fees:
Should your balance falls below $2,500, there will be an $8 service fee.

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