Member Checking

Member Checking is an interest bearing checking account with a standard interest rate and a bonus interest rate.  Member Checking includes Free Internet Banking, Free Online Bill Pay, 1st Order of Checks Free, Unlimited Transactions, Unlimited ATM or Debit Card Transactions with No Fees at any Bank Owned ATM, ATM Fee Refunds, and Free E-Statements with Check Images.

ATM Fee Refunds include all transaction fees charged when using another bank’s ATM machine anywhere in the Country.  ATM fee refunds are automatic and receipts are NOT required to receive the refund. ATM refunds up to $3 per transaction and up to $30 per statement cycle may be received if the other account requirements are met.

Minimum Balance Requirements:
Minimum balance to open is $100.

Bonus Rate Requirements:
10 debit card transactions (excluding ATM transactions) per statement cycle.
Receive E-Statements.
One direct deposit or ACH auto debit per statement cycle.
Access Internet Banking at least once per statement cycle.

Bonus rate is paid if all requirements are met on balances up to $75,000.  ATM fees are refunded up to $30 per statement cycle if all requirements are met.  If account requirements are not met, the standard interest rate is paid.
 
Fees:
No monthly fees.

Regular Checking

Regular Checking is a non-interest bearing account with unlimited check writing privileges.

Minimum Balance Requirements:
Minimum balance to open is $100.
Minimum balance to avoid fees is $500.

Fees:
Should your balance drop below $500, a $7 monthly fee will be charged. 
If you are 60 years of age or older this fee does not apply.

Value Checking

Value Checking includes an entire package of benefits such as: Unlimited Check Writing, first order of personalized checks at no charge, Accidental Death and Dismemberment Insurance, Credit Card  Protection, Travel and Entertainment Discounts,  Car Rental Discounts, Lost Key Ring Protection,  Discounted Fax Service, Notary Service and more.

Minimum Balance Requirements:
Minimum balance to open is $100.

Fees: Should your balance drop below $200, a $9 monthly fee will be charged.

Value Checking Plus

This interest bearing checking account includes an entire package of benefits such as: Unlimited Check Writing, Free Checks, Accidental Death and Dismemberment Insurance, Credit Card Protection, Travel and Entertainment Discounts,Car Rental Discounts, Trip Routing, Grocery Coupons, Everyday Rebate Rewards, Discounts on Movie Tickets, RX Advantage Card, Lost Key Protection, Coast to Coast Vision Plan, Safe Deposit Box Discounts, and Discounts on Fax Service, Money Orders, Notary Service and more.

Minimum Balance Requirements:
Minimum balance to open is $100. Minimum average daily balance to earn interest is $1,000.

Fees: $7 monthly fee

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Maxim 50 Checking

Maxim 50 Checking is an interest bearing checking account available for The Bank of Marion customers age 50 or better! This account includes an entire package of benefits such as: Unlimited Check Writing, 1st Order of Checks Free, Travel Rewards, Travel and Entertainment Discounts, Credit Card Protection, Notary Service, Safe Deposit Box Discounts, Lost Key Registration, Fax Service, and Medallion Signature Guarantee.

Minimum Balance Requirements:
Minimum balance to open is $100.
Minimum average daily balance to earn interest is $1,000.

Fees: Should your balance drop below $200, an $8 monthly fee will be charged.

Maxim 50 Checking Plus

The Ultimate Financial Services Package for The Bank of Marion Customers Age 50 or Better. This interest bearing checking account includes the Maxim 50 Checking account benefits plus Free Personalized Checks and Everyday Rebate Rewards.

Minimum Balance Requirements:
Minimum balance to open is $100.  Minimum average daily balances to earn interest is $1,000.

Fees: $6 monthly service fee

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Ez Checking

Ez Checking is a non-interest bearing account which includes an entire package of benefits such as: free online account access, Free Internet Bill Pay, Free Checks, Free Debit Card, and Unlimited ATM or Debit Card transactions with no fees at any Bank owned ATM and Free E-Statements with Check Images.

Minimum Balance Requirements:
Minimum balance to open is $100.
No minimum balance required.

Fees:
Should you write over ten paper checks in a statement cycle there will be a $0.30 per check charge after the tenth check.

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NOW Accounts

An interest bearing account for customers who maintain large balances, and are seeking a higher rate of return. This account includes unlimited check writing privileges.

Minimum Balance Requirements
Minimum balance to open is $1,500.
Minimum average daily balance to earn interest is $1,500.

Fees:
If the balance falls below $1,500, there will be a $7 service fee. 

Super NOW Accounts

An interest bearing account for customers who maintain large balances, and are seeking a higher rate of return. This account includes unlimited check writing privileges.

Minimum Balance Requirements:
Minimum balance to open is $2,500.
Minimum average daily balances to earn interest is $2,500.

Fees:
Should your balance falls below $2,500, there will be an $8 service fee.

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